Free tools for company directors

Every tool here gives an instant answer on screen, with no email gate and nothing to buy. They are designed to help a worried director understand their position in a couple of minutes: whether the company is legally insolvent, how long the cash will last, what a winding-up petition timeline really looks like, and what you might personally be owed or liable for. The figures are indicative and based on published UK rules from the Insolvency Service, HMRC and Companies House, not a substitute for advice from a Licensed Insolvency Practitioner. Where a tool flags a serious risk, it will tell you plainly, and you can ask for a free confidential call. We would rather you understood your options than rushed into the wrong one.

Where do I stand?

Is my company insolvent? The cash-flow and balance-sheet tests, in plain English. Cash flow runway calculator How many weeks of cash you have left at your current burn. Wrongful trading red-flag checker Self-assess your personal-liability risk.

Dealing with creditors and HMRC

Winding-up petition timeline Your key dates and when the bank is likely to freeze the account. HMRC Time to Pay affordability What monthly figure HMRC is likely to accept.

Closing or rescuing the company

Close-the-company route chooser CVL vs administration vs strike off, for your situation. Liquidation cost calculator A realistic estimate of what a liquidation costs. Strike-off objection risk checker Will HMRC or a creditor block your DS01?

Your personal position

Director redundancy calculator The claim most directors never make. Director loan account tax (s455) The tax charge on an overdrawn loan account. Personal guarantee exposure Add up what you have really guaranteed. Can I pay myself? Salary and dividend rules when the company is struggling.

Speak to the right expert

Tell us briefly what is happening and we will arrange a free, confidential, no obligation introduction to the right expert for your situation, whether that is a turnaround adviser, a tax specialist or a licensed insolvency practitioner. The earlier you get advice, the more options you usually have.

Free, confidential and no obligation. We are an independent information service and introduce directors to the right vetted expert for their situation. This is general information, not regulated advice.