How we are funded

We believe you should know exactly how a service that helps you makes its money, especially when you are vulnerable. LTD Turnaround is free to use, with no charge for any of our information, tools or introductions and no email gate. The site is operated by Best Business Loans Ltd, which also runs commercial finance introduction services. When a director we help chooses to arrange business finance, such as invoice finance or restart funding, through one of our group's brokerage brands, the finance provider may pay that brokerage a commission. You are never charged, introductions to a Licensed Insolvency Practitioner are not sold, and we do not accept per-case or per-lead fees from insolvency practitioners, whose professional rules prohibit paying for introductions. Keeping the information honest is what makes any of this work, which is why we openly cover the situations where you need no formal procedure and no finance at all.

The model, plainly

• Everything on this site is free. The guides, the 12 calculators, the data trackers and the introduction service. No account, no email gate, no charge.
• Where the money comes from. Best Business Loans Ltd operates commercial finance brokerages. If, and only if, you choose to arrange finance through one of them, the lender or finance provider pays a commission on completed facilities. That relationship is disclosed at the point we point you to a group brand.
• What we do not do. We do not charge directors. We do not sell your details to lead buyers. We do not accept per-case or per-lead payment from Licensed Insolvency Practitioners, whose Code of Ethics prohibits paying for introductions. If we enter a marketing arrangement with a regulated firm in future, it will be a fixed arrangement that does not depend on your case, and this page will say so.

Why this protects you

An introducer paid per case has an incentive to push every director toward the most lucrative procedure. Our incentive is different: this site earns nothing unless the information is good enough that directors trust it, return to it, and choose to use a group finance brand when finance is genuinely the right answer. That is why our guides openly cover the routes that involve no procedure and no borrowing, such as agreeing time with HMRC, and why we signpost free help including StepChange and Citizens Advice where that is the right answer.

Our commitments

• Our tools and guidance are free, with no email required to use them.
• Formal insolvency work is only ever a matter for a Licensed Insolvency Practitioner, and we say so on every relevant page.
• We make one introduction at a time, with your agreement, and we tell you who we are introducing you to and why.
• We tell you when you may not need a formal procedure or any finance, and signpost free help where appropriate.

See also our editorial policy, trust centre and about page.